CertusBank

Welcome to CertusBank!

As of the close of business on November 16, 2012, Hometown Community Bank is now a part of CertusBank. As the newest members of the CertusBank family, we want you to know that you can count on us for competitive rates on loans and deposits, and a variety of checking and savings accounts. We also pride ourselves on providing an unparalleled customer experience. Over the next few months you’ll hear from us about the banking options you will have as a CertusBank customer.

But first, we’ve tried to anticipate questions you may have about CertusBank and how the Hometown Community Bank transaction will affect you. We have provided a list of Frequently Asked Questions (FAQ) and also invite you to read more details about CertusBank. If you have additional questions, please feel free to visit call us at 800-596-7100, or contact us by e-mail at bank@certusbank.com.

We look forward to serving you.

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© 2013 CertusHoldings, Inc. All Rights Reserved.

Deposit products offered by CertusBank, N.A., Member FDIC. Equal Housing Lender.

Securities and Insurance Products are NOT Insured by the FDIC, nor by any other Federal or State Government Agency, are
NOT a Deposit of and are NOT Guaranteed by a Bank or any Bank Affiliate, and MAY lose value.

Brokerage, Insurance and Investment Banking services offered through CertusSecurities, Inc. (“CSI”), Member FINRA and SIPC. Financial Advisory services offered through CertusInvestment Advisors, LLC (“CIA”). Fiduciary and custody services may be offered through CertusWealth Trust, a division of CertusBank, N.A. or a third party entity. C-Direct customers are not provided nor given investment advice through CSI or CIA. CertusBank, CSI and CIA are affiliated companies and subsidiaries of CertusHoldings, Inc. CertusWealth, Certus Investment Advisors, CertusSecurities, CertusBank and the Certus logo are trademarks of CertusHoldings, Inc. Accounts carried with National Financial Services LLC, a Fidelity Investments Co.

Information contained herein is believed to be reliable, but no warranties as to its completeness or accuracy are made herein. Opinions and estimates constitute our judgment and are subject to change without notice. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. CSI may hold a position or act as market maker in the financial instruments of any issuer
discussed herein or act as advisor or lender to such issuer.